Mental Health Crisis Breathing Space (MHCBS)

  1. Overview
  2. Eligibility
  1. Make a referral
  2. The benefit of having Breathing Space

4. The benefit of having Breathing Space

Once your Mental Health Crisis Breathing Space starts it will last for as long as you receive mental health crisis treatment plus another 30 days.

Breathing Space will:

  • Reduce the stress of debt while you receive mental health treatment
  • Put you in touch with a specialist debt adviser to help you manage your debts once you are feeling better and no longer in need of crisis care and treatment

Whilst you are in the Mental Health Crisis Breathing Space your creditors can't:

  • Charge you further interest, fees or charges on the debts listed in your breathing space.
  • Take any enforcement action.
  • Instruct enforcement agents or bailiffs to recover the debt.
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