Impact of salary sacrifice on pension arrangements

Additional pension contributions

You can pay towards Additional Pension Contributions (APC) to cover your lost pension. You will need to find out how much pensionable pay you have lost during your period in the salary sacrifice arrangement. You will be able to see the amount of pensionable pay reduction on your payslip once your salary sacrifice deductions start.

You can access the online system here - Buy extra pension calculator: LGPS (lgpsmember.org) to calculate the cost of buying back your lost pension. To buy back your lost pension, you must complete the online application. You will have the option to buy back your lost pension as a one-off lump sum payment or monthly over a minimum period of 12 months.

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