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What is a financial assessment?

A financial assessment is a review of your income, savings, assets, and essential living costs to calculate how much you can afford to pay towards your care, and whether the council will contribute to the cost.

This includes your contribution towards care such as as:

Home care
Day services
Short breaks
Direct payments
Residential care
Click here to complete the self-help tool to give an indication Do I need to Pay?

Good to know

In some cases, we may already have the necessary information from the Department for Work and Pensions.

Applying on behalf of someone else?

If you are completing the application on behalf of someone else, we will also need details of your power of attorney, deputy or financial representative. You will need to provide the following documents:

Power of Attorney documentation
Appointee forms
Court of Protection Order

What does a financial assessment involve?

Someone from the finance team will contact you (or your representative) to gather information and evidence. They will ask for:

Income details — pensions, benefits, wages
Savings and assets — bank accounts, investments, property (excluding your main home if you live in it)
Housing costs — rent, mortgage, council tax, water
Disability related expenses — costs linked to a disability or medical condition
Essential expenditure — regular unavoidable costs

Evidence they will ask for includes bank statements (up to 2 years), utility bills, and receipts for expenses. The best way to submit this information and provide evidence is by completing our online financial assessment form.

Complete our online financial assessment form